AAMI Business Insurance

Find out why 70,000 businesses have chosen AAMI Business Insurance. Compare policies and apply securely.

By Alex Reid Updated Aug 30, 2024

AAMI

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Key takeaways

Why choose AAMI?

Customisation

AAMI offer customised insurance options to suit your particular business needs.

Customer service

AAMI provide 24/7 help and advice from a real person, not a machine.

Customer satisfaction

AAMI have a claims satisfaction rating of over 80%.

Competitive premiums

AAMI offer competitive pay-by-the-month premiums and immediate online coverage.

What types of business insurance does AAMI offer?

What other types of insurance does AAMI provide?

Can I get small business insurance with AAMI?

Yes, small business insurance owners can get cover from AAMI.

What's offered for smaller operations?

As well as being able to customise your business insurance package, AAMI offers a range of benefits to small business customers, including:

How do I make a claim with AAMI?

If you ever have to make a claim on your business insurance, you'll find that AAMI’s claim process is as simple and straightforward as it gets. If claiming for loss, damage or personal injury, take the following steps:

  1. Take all reasonable steps to reduce the loss or damage and prevent further damage
  2. Call the police if you know or suspect theft, break-in or malicious property damage
  3. Call AAMI on 13 22 44
  4. Preserve any damaged property and make it available for inspection by AAMI or their agent
  5. Notify any other insurers you are required to and advise AAMI of their details.
How do I make a claim for a tax audit?
  1. Provide AAMI with the details in writing as soon as possible
  2. Obtain AAMI’s prior approval before retaining any professional, other than your accountant
  3. Keep AAMI informed of all developments as they occur
  4. Submit all accounts for professional fees to AAMI immediately after receiving them.

Get a quote for AAMI Business Insurance

Why do I need to speak to a broker to get a quote? finder.com.au works with a qualified broker to get quotes for AAMI Business Insurance. A broker can take you through the application process and help you with any back and forth with an insurer if you need to make a claim.

Frequently asked questions

How can I pay for my AAMI Business Insurance policy?

You can pay your premiums by credit card (Visa, MasterCard and American Express all accepted), BPAY, cheque or at your post office. If your annual premiums are more than $270, you can also pay your premiums monthly via direct debit or credit card.

What types of occupations does AAMI Business Insurance cover?

AAMI offers policies to businesses across a wide range of industries, including tradespeople, hospitality providers, retailers, professionals and more.

Who exactly does my AAMI business insurance policy cover?

Your policy covers the employees, directors, business partners and senior executives of your business.

Does my legal liability cover provide protection Australia-wide?

Yes, you’re covered anywhere in Australia for legal liability resulting from the business activities detailed in your policy documents.

When do I get a Certificate of Currency?

This certificate is supplied when you first purchase an AAMI Business Insurance policy. However, you can request a copy via AAMI’s website or by phoning the insurer.

What information do I need to provide about my business in order to take out a policy?
What do I do if I want to change my cover?
You can change the level of cover you have in place by phoning AAMI.
What if I want to cancel my policy?
You can cancel your policy at any time by phoning or writing to AAMI.
Is there a form I need to fill out when I want to make a claim?

No, there is no claim form you need to fill out. Instead, you must phone AAMI to speak to one of the insurer’s dedicated claims staff - AAMI can be contacted 24 hours a day, seven days a week.

Will I need to pay an excess when I make a claim?

Depending on your policy, you may need to pay one or more excesses when you make a claim. The details of any excesses that may apply are shown in your PDS.

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Written by

Alex Reid

Alex Reid is Finder’s business insurance cadet. He has a Master of Marketing from the University of Technology Sydney, with a background in business and sales. When not writing about business insurance for Finder he's a keen scuba diver, recently completed his 200th hour underwater and his PADI Divemaster certification. Before working at Finder he lived in Hangzhou China, where he studied Mandarin and Chinese culture. See full bio

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